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USDA rural loans in the Magic Valley
USDA loans help buyers in eligible rural areas purchase a home with zero down. Many areas outside city limits and some small towns in the Magic Valley may be eligible — and these loans are often overlooked.
Who it's for
- ✓Buyers purchasing in eligible rural areas — much of the Magic Valley may qualify
- ✓Small-town buyers in communities like Filer, Kimberly, Buhl, Hansen and Jerome-area areas
- ✓Households within county income limits
Typical requirements
- ✓Property must be in a USDA-eligible area — check the address online
- ✓Household income limits apply
- ✓Typically no down payment required
Pros
- Typically no down payment required
- Often the best-fit option for Magic Valley buyers
Considerations
- Property eligibility depends on location
- Household income limits apply
Common questions
Is my property eligible for a USDA loan?
Many areas outside city limits and some small towns — Filer, Kimberly, Buhl, Hansen and Jerome-area communities — may be eligible. Check the property at USDA's eligibility site or ask us and we'll check for you.
Are there income limits for USDA loans?
Yes. USDA loans have household income limits that vary by county and household size.
Not sure if this is your fit?
Take the 60-second quiz or apply now — we'll confirm what you qualify for.