Meet the people behind
your mortgage.

Seven licensed loan officers, one shared standard: clear communication, fast closings, and treating every client like a neighbor.

Nathan Jensen

"Helping people become homeowners is the best part of what I do."

Nathan Jensen

Founder · Mortgage Advisor
NMLS #1692830
Hayley Rienstra

"Serving those who served — that's my mission."

Hayley Rienstra

Team Processor
NMLS #2596208
Ryan Thompson

"Zero pressure. Straight answers. Always."

Ryan Thompson

Mortgage Loan Officer
NMLS #2713569
Trey Crabtree

"Making the complex simple — that's the goal."

Trey Crabtree

Mortgage Loan Officer
NMLS #2668583
Samuel Bawden

"Your home journey starts with a conversation."

Samuel Bawden

Mortgage Loan Officer
NMLS #2721198
Michael Smith

"Let's find the right loan for you."

Michael Smith

Mortgage Loan Officer
Company NMLS #1926444
Mary Ralls

"Dedicated to making your home loan experience smooth and stress-free."

Mary Ralls

Loan Officer Assistant
Company NMLS #1926444
Kristina Heydendahl

"Guiding you home with expertise and care."

Kristina Heydendahl

Mortgage Loan Officer
NMLS #1175745
Mardee Rosenkrance

"Guiding families home with care and clarity."

Mardee Rosenkrance

Mortgage Loan Officer
NMLS #1715836
Why Fulcrum

Three commitments to every client.

01

Technology that works for you

A modern client portal and document manager make it easy to track your loan and upload paperwork on your schedule.

02

Efficiency, not shortcuts

We move fast — but never rush. Every detail is handled properly, so approvals stick and closings happen on time.

03

Communication you'll notice

You'll never wonder where your loan stands. Expect proactive updates from your officer at every milestone.